Here is some important information regarding Personal Injury Law and Motor Vehicle Accidents in Ontario:

No-Fault System

Ontario operates under a “no-fault” system for auto insurance. This means that, in the event of an accident, individuals turn to their own insurance policies to cover certain benefits, regardless of who was at fault. These benefits are known as Statutory Accident Benefits (SABs).

Statutory Accident Benefits (SABs)

SABs are provided to individuals who are injured in a motor vehicle accident in Ontario. These benefits cover medical and rehabilitation expenses, income replacement, and attendant care benefits, and more. The specific benefits and coverage details may vary based on the type of injury and the extent of impairment.

Tort System

In addition to the no-fault system, Ontario also has a tort system. Under this system, if your injuries meet certain criteria (usually, if they are considered “serious and permanent” as defined by law), you have the right to sue the at-fault party for additional compensation beyond what your own insurance provides. This can include pain and suffering, lost income, and other damages.

The Statutory Accident Benefits Schedule (SABS)

The SABS is a regulation that outlines the benefits available to accident victims in Ontario. It’s essential to understand the SABS to know what you’re entitled to in the event of an accident.

Catastrophic Injuries

If an accident results in a catastrophic injury, there are special provisions that provide increased benefits to help with the higher costs associated with these types of injuries.

Time Limits

There are specific time limits (limitation periods) for starting claims and lawsuits in Ontario. It is important to start your claim as soon as possible to ensure your matter is dealt with correctly. 

It is crucial to understand your rights in the event of an accident. Call us today to schedule a free consultation. 

FEES: You don’t pay until your case is settled.